Disclaimer

General Disclaimer

The information provided on this website is for general informational and educational purposes only. It is not intended as, and should not be construed as, financial, legal, or investment advice. You should consult with qualified professionals before making any financial decisions.

Not a Commitment to Lend

Nothing on this website constitutes a commitment to lend, a guarantee of loan approval, or an offer to extend credit. All loan applications are subject to credit approval, underwriting guidelines, property appraisal, and verification of all information provided. Interest rates, terms, and conditions are subject to change without notice.

Calculator & Tool Accuracy

The calculators, deal analyzers, and other interactive tools on this website provide estimates only. Results are based on the information you input and general assumptions. Actual loan terms, rates, payments, and eligibility may differ significantly from calculator estimates. These tools should not be used as the sole basis for any financial decision.

Rate & Program Information

Interest rates, loan programs, and eligibility requirements displayed on this website are subject to change without notice and may vary based on individual circumstances, property type, location, credit profile, and market conditions. Any rate used in our calculators is entered by you and is not a quote or guarantee.

DSCR Loan Specifics

DSCR (Debt Service Coverage Ratio) loans are investment property loans that qualify based on property income rather than personal income. These loans are not available for owner-occupied primary residences. Minimum DSCR requirements, loan-to-value ratios, and other eligibility criteria vary by program and are subject to change.

Equal Housing Opportunity

We are committed to the letter and spirit of the federal Equal Credit Opportunity Act (ECOA) and the Fair Housing Act. We do not discriminate on the basis of race, color, religion, national origin, sex, marital status, age, disability, familial status, or any other protected class.

Licensing

Northpointe Bank NMLS #447490 · BJ Maselli NMLS #414709 · James Mahieu NMLS #199879. Licensed in applicable states. Please contact us for specific state licensing information.

Contact

If you have questions about this disclaimer, please contact us at:

Email: info@dscrloans.org
Phone: (614) 957-1445