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Investment properties at golden hour
No W-2 RequiredNo Tax ReturnsNo Pay Stubs

Qualify on Rental Income,
Not Personal Income

DSCR loans built for real estate investors. Close in as little as 21 days with no income documentation required.

Fast Close

Close in 21 Days

Simple Docs

No W-2 Needed

Rental Income

Qualify on Rent

Close in LLC

Optional

21

Days to Close

No W-2

Income Docs Required

620+

Min Credit Score

How It Works

From application to funding in four simple steps. No income docs, no hassle.

Step 1

Calculate Your DSCR

Use our free calculator to see if your rental property income qualifies for a DSCR loan.

Step 2

Submit Your Application

Fill out our simple pre-qualification form. No W-2s or tax returns needed — just property details.

Step 3

Get Approved

Our team reviews your deal quickly. Most pre-approvals are issued within 24–48 hours.

Step 4

Close & Fund

Close in as few as 21 days with financing designed for investors.

Ready to Fund Your Next Investment?

Get pre-qualified in minutes. Our team specializes exclusively in DSCR loans — we'll structure the right deal for your property.

What Investors Are Saying

Verified client reviews from Experience.com.

BJ Maselli

Branch Manager | Northpointe Bank

★ 4.99 · 117 reviews

NMLS# 414709

Leiha L.

Mt. Gilead, OH · May 2026

Verified
★★★★★

BJ was great! Communication is fantastic. He explained the process and it was a smooth transaction from start to finish.

Shurrie B.

Mt. Gilead, OH · May 2026

Verified
★★★★★

BJ was an excellent loan officer throughout the entire process. Highly recommend.

Ashleigh E.

Delaware, OH · May 2026

Verified
★★★★★

Amazing guidance throughout the process!

James Mahieu

Senior Loan Officer | Northpointe Bank

★ 4.97 · 210 reviews

NMLS# 199879

Teryn R.

Panama City Beach, FL · May 2025

Verified
★★★★★

James provided me with the best product, terms, and service. He was able to pinpoint exactly what we could qualify for and what was needed. He was incredibly responsive and overly helpful. Not only was he able to get the loan processed but he went above and beyond every step of the way.

Andrew C.

Galveston, TX · January 2025

Verified
★★★★★

James saved my loan. My previous lender dropped the ball in a number of ways, and James was able to get an exception granted for me that saved the loan, which saved me thousands of dollars I would have lost because I was past the date to back out.

Get DSCR Loan Help

Tell us a little about your deal. A DSCR loan specialist will reach out within one business day. No hard credit pull.

DSCR — Get DSCR Loan Help

No hard credit pullReply within 1 business day

Email Me My DSCR Guide

We'll email you the DSCR program guide. BJ or James can follow up if you have questions.

DSCR — Email me my DSCR guide